Monday, December 30, 2019

U.S. Air Force Security Forces Training

U.S. Air Force Security Forces TrainingU.S. Air Force Security Forces TrainingThe Air Force Security Forces are the military police of the Air Force and are responsible for safeguarding the lives of the men and women and military property on base around the clock. These Air Force Military police have a difficult and highly responsible task of protecting nuclear or conventional weapons, as well as Air Force One from hostile forces. The Security Forces are trained for off the base scenarios as well, such as securing the transfer of military personnel and equipment through unsafe zones in combat areas. Overview All Security Forces students will attend training at the Air Force Security Forces Academy at Lackland Air Force Base in Texas. This is a 65-day course where the students will learn basic military police functions, including missile security, convoy actions, capture and recovery of nuclear weapons, law enforcement and directing traffic. It also briefs students on tactics such as using pepper spray or engaging someones pressure points- both strategies that dont involve lethal force. Though learning how to implement deadly force to react to a situation is required in this training, the Security Forces students must also learn nonlethal tactics, such as using pepper spray, and pressure points on a body to detain people when needed for lesser crimes and instances. The Security Forces are also about safeguarding and saving lives by learning to perform life-saving procedures like CPR when acting as first-responders to an accident or disaster situation. Post-9/11 Role According to Col. Patrick M. (Mike) Kelly, commander of the Headquarters Air Force Security Forces Center, the course was expanded after the Sept. 11 terrorist attacks to ensure that security forces students received all the training required to perform their duties to the best of their abilities. Within weeks of getting to their first base, security forces Airmen are put out to post by thems elves, said Tech. Sgt. Steven Thompson. We want to try to get them prepared, so they can go from here, do their anfangsbuchstabe in-processing, do some initial training specific to their base and send them to work. The goal is to produce a much mora experienced, much more proficient Airman, Col. Kelly added. Sgt. Thompson said that the Air Force wanted to expose trainees to more subject areas and skill sets, among themmissile security and law enforcement. The Sept. 11 terrorist attacks made lengthening the course and expanding the subject areas covered a priority.In addition to missile security and law enforcement, the course also includes instruction oncommunications equipment, patrolling, and use of hand grenades and military operations in cities. Course Design Col. Mary Kay Hertog played a role in developing the course. This was all a result of Colonel Hertog having gone to Iraq and seeing where there were training deficiencies, coming back when she was the Air Combat Command security forces director and telling us we needed to add this stuff to our course, Col. Kelly said.?? Before the course launched, those involved in its development made sure everything was in order- from the course materials to the test questions and training scenarios. Anything that needed to be polished was. Were kind of fleshing things out to make sure weve got everything in order the way it should be, with the right material teaching the right things, Col. Kelly explained. Enrollment and Opportunities Sgt. Thompson said the classes had the same amount of students previously enrolled, but teachers became responsible for more courses. This allowed instructors to teach more students and, thus, more students to train simultaneously.More classes and more students required the addition of roughly 20 instructors and 37 vehicles. New accommodations were also required as a result. Col. Kelly had high hopes for the lengthier and more expansive course. I think its going to be great fo r the career field, he said. I think commanders are going to be happy with the troops they get out of here. Some of the advanced training the Air Force Security Forces receive are working with military dogs as well as providingperimeter security, and reconnaissance missionsand other special operations by becoming members of theClose Precision Engagement Team (CEPT).These Airmen are highly-trained shooter/spotter pairs who also perform sniper and counter-sniper missionsin order to defend U.S. Air Bases at home and around the world.

Wednesday, December 25, 2019

A 2-step, 10-minute exercise creates immediate self-awareness

A 2-step, 10-minute exercise creates immediate self-awarenessA 2-step, 10-minute exercise creates immediate self-awarenessImagination is more important than knowledge. For knowledge is limited to all we now know and understand, while imagination embraces the entire world, and all there ever will be to know and understand. ?Albert EinsteinSelf-knowledge is important. But self-imagination is far more compelling and powerful. Actually, being highly imaginative is how you become self-aware.You never actually have an objective perspective of yourself. Instead of trying to be objective, you should seek to be imaginative.Even your memory is imagined and elend objective. Yet, as children, we are trained to not be imaginative, which stops us from developing powerful memories and powerful futures. As Tony Buzan said, Children are trained to think linearly instead of imaginatively they are taught to read slowly and carefully and are discouraged from daydreaming. They are trained to reduce the u se and capacity of their brain.The more imaginative you can be about yourself, about what you learn, and about your future, the more creative control you have over ansicht things.Your brain functions best when you use your imagination when you combine both your left and right brains when you engage all of your senses when you exaggerate things and are playful.In his TED talk, Stuart Brown said, Play leads to brain plasticity, adaptability, and creativity Nothing fires up the brain like play. Similarly, Greg McKeown said in Essentialism, Very successful people see play as essential for creativity.The more creative you are, the more successful you can become. The more imaginative you are, the better your brain will operate.When you allow yourself to be more imaginative about yourself, you will be blown away by how much faster you can learn. Youll be blown away by how flexible and your identity and capabilities are. Youll realize that your brain and memory have a seemingly infinite ca pacity and that youre living far beneath your potential.For starters, heres a quick 10-minute exercise that will begin your process of re-creating your life, surroundings, skills, and world.Step 1 Mind-map your yourself (5 minutes)Through using our memory to its fullest we can unlock the vast reservoir of human potential that isnt currently being used. - Tony BuzanMind mapping is a skill used by many of the worlds best learners. Rather than taking notes or jotting down your ideas in a linear fashion using only words, mind mapping taps into all of the senses of both the right and left brains.Basically, with a mind map, you take out a blank piece of paper and draw a circle in the middle and put your name. Then draw lines going out from the circle and write down whatever categories of your life you want to have, such as health, money, relationships, achievements, spirituality.When creating a mind map of yourself, write down all of your dreams, ambitions, and characteristics.Hold nothin g back.Also, rather than simply using words, its far more powerful to use images. Your brain stores colorful and even moving images much easier than static words.The more imaginative you can be, the more powerful and memorable your mind map will be.Your identity is imagined. Your future identity is also imagined. So you might as well take creative control over the imagination-process. You might as well become brilliant at the imagination process. This will make your memory far more flexible and powerful, empowering you to more fully embrace new experiences and transform those experiences into growth.Heres how you can fold time. When you create a mind map of your future self in a highly imaginative and visual way, you create memories of your future self.The more emotional the memory the better, as emotion creates the context and feeling of the memory.Zig Ziglar is famous for saying, You have to Be the right kind of person first, then you must Do the right things before you can expect to Have the things in life that really matter. Dad keeps it pretty simple - Be, Do, Have.When you mind-map your future self in a highly imaginative way, you fold time and bring your future self into the present. This will allow you into a new role and identity that can immediately act congruently with your goals.For example, you may put on your mind map that you will be a millionaire. However, the regular behaviors involved in being a millionaire likely conflict with your current identity and behaviors. Therefore, you need to pull your future self into the present and begin being and acting as that person now.Again, the more imaginative, visual, and emotionally-stimulating this written-process, the more engrained it will be into your memory. And your memory in large part shapes your identity and future.Step 2 Write your own obituary (5 Minutes)While I thought that I was learning how to live, I have been learning how to die. - Leonardo da VinciOnce youve mind mapped your future sel f, the next step is to write your own obituary. You can take 5 minutes or 50 minutes on this.Either way, it is powerful to write out your obituary from the vantage point of you already being dead.What would you like that obituary to say?Again, be very imaginative.The shocking part about life is how much it can bend itself to fit your mind, feelings, and imaginings.A very smart question when considering your own obituary comes from billionaire, Peter Theil, who asked, How can you achieve your 10 year plan in the next 6 months?Why does this question matter? Because it cuts through the noise like a hot knife cuts through butter.You absolutely can achieve most of your wildest dreams in the next 612 months. You simply need to start living to die instead of dying to live. This is what Robin Sharma calls having a death-bed mentality. It means you never take another day for granted again. It means you bring extreme and powerful enthusiasm to everything you do.Enthusiasm is contagious. It gi ves energy and life. When you wake up and bring enthusiasm to what youre doing, your mind begins sparking with creative ideas and insights. Your doubts and fears begin to wash away. Productivity becomes automatic.What will your obituary say?Write it down and then put it on your wall right next to your visually stimulating mind map. This is how you create a transformational trigger that immediately causes a deep sense of remembering. In your day-to-day life, its easy to fall back into cycles. Its easy to forget what you really want and what you stand for.However, if you have a transformational trigger which immediately reminds you of the future you, then it can zap you into that role and identity in the here and now. Thus, not only will your emotionally-charged trigger remind you, but it will also transform and reshape you.A lifetime state of playAccording to Strategic Coach founder, Dan Sullivan, life can and should be organized such that you live in a continual state of play.How do you do this?You never stop learning. Your brain needs all of the information it can get - however, garbage in, garbage out. Your life is a product of your standards and your brain is the product of the quality of information you put in.You deepen your human relationships. Nothing is more important for the human brain than love. You could get all of the nutrition, oxygen, and information you need - but without love, your brain will hardly be able to process anything. However, when you have love, all inputs are amplified and expanded.You always make your future bigger than your past.You remove everything from your life that is keeping you stuck.You allow yourself to imagine something more compelling and exciting.You focus on who instead of how.You allow yourself to want what you really want, and never operate from a state of should or have to again.When you give yourself permission to seek what you truly want, you immediately have far more energy, excitement, and enthusiasm about w hat youre doing.If something doesnt excite you, then youre not being imaginative enough about the game and how its being set up. Your future should be extremely juicy and compelling. It should even potentially scare you a little bit because its so amazing.Charles Haanel, considered to be the father of modern self-improvement said,Remember that no matter what the difficulty is, no matter where it is, no matter who is affected, you have no patient but yourself you have nothing to do but convince yourself of the truth which you desire to see manifest.ConclusionWhere will you be in 6 months from now?How close can you get to achieving your 10-year plan in the next 6 months?How imaginative will you be?Are you willing to be bold?Are you willing to be direct?Are you willing to do what will actually work, rather than being emotionally-attached to the outcome and to your ego?Are you willing to create a life that allows you a continual state of play and awe?How much bigger is your future going to be than your past?What will your obituary say?Will you fold-time and begin living your future today?Ready to upgrade?Ive created a cheat sheet for putting yourself into a PEAK-STATE, immediately. You follow this daily, your life will change very quickly.Get the cheat sheet hereThis column first appeared on Medium.

Friday, December 20, 2019

HVAC and Refrigeration Resume Template 2018s Top Format

HVAC and Refrigeration Resume Template 2018s Top FormatHVAC and Refrigeration Resume Template - 2018s Top FormatYour resume is one of the key documents to have ready when youre looking for a new job in the heating and cooling or building maintenance fields. HVAC recruiters go over resumes to see if applicants have the qualifications to repair cooling systems in homes or business facilities.Be sure to include information on your training, safety record, and work experience with heating and cooling systems. Also note details about certifications and experience working in befolgung with government regulatory agencies, like OSHA and the EPA.Start the hunt for your next job by filling out the HVAC and refrigeration resume template below. Create ResumePeyton Woods100 Main Street, Cityplace, CA, 91019Cell (555) 322-7337 example-emailexample.comSummaryHVAC Service Technician with 10 years experience in heating, air conditioning, and refrigerant systems, as well as electrical and mechanical controls.I also have 2 years experience in Safety Management,dealing with EPA and OSHA regulations.HighlightsInstallation expertSelf-motivatedExcellent problem solverCustomer relationsFlexible scheduleDedicated team playerAccomplishmentsEPA Universal CertificationRegistered ACR TechnicianFire Fighting Incipient CertificationConfined Space Safety CertificationRespiratory Safety CertificationFall Protection Safety CertificationSupported Scaffolding Safety CertificationAdvance Offshore Water Survival CertificationSafe Gulf CertificationExperienceSafety Supervisor MAD LTD RIG REPAIR Beaumont, TXProvide safety orientation to employees and contractors.Enforce all safety regulations set by OSHA,EPA,and ABS.Give daily safety meeting.Document records of all employee training and certifications.Inspect all safety related equipment.Service / Installation Tech Williamson A/C Ft Worth, TXService,repair,install and replace residential and commercial HVAC equipment.Split system and rooftop packag e systems.Install and service walk in refrig/freezer.Commercial Service Tech Howell Services Arlington, TXService and repair commercial HVAC equipment.Keep up to date records of preventative maintenance and service of each account.Installer / Service Tech BB Repair Ft Worth, TXService,repair,install and replace residential and commercial HVAC equipment.Split system and rooftop package unit.Service and install walk in refrig/freezer and ice machines.Personal InformationAt this time I am living in Graford Tx (Possum Kingdom Lake) However I am in the process of returning to DFW area.So please dont take the long commute as a problem when reviewing this resume.Customize ResumeMore Installation and Maintenance ResumesEntry Level HVAC and Refrigeration Resume Templates

Sunday, December 15, 2019

Career Excellence Model for TR Pros Launched by WorldatWork

Career Excellence Model for TR Pros Launched by WorldatWork Career Excellence Model for TR Pros Launched by WorldatWork As the global, nonprofit association for total rewards professionals, WorldatWorks mission is to advance the knowledge and careers of total rewards professionals, said Bonnie Kabin, CCP, vice president of professional development for WorldatWork. The Career Excellence Model will serve as an umbrella over current and future offerings, resurces and content, ensuring rewards professionals have the knowledge and skills they need to excel in their roles.The key differentiators discovered in the survey, and depicted in the Career Excellence Model, include Technical mastery Strategic business understanding Analytical skills and attention to detail Communication and connection Adaptability and flexibility Passion and proactivity Continuous learning Development support systemThe data has spawned the development of programming within the model that merges technical skills e ducation and the above characteristics. Kabin went on to say, Initiatives such as the new Career Excellence Model, Total Rewards Professionals Week and regular member surveys all signify our strategic intent to serve and engage the whole professional for his or her entire total rewards career by addressing the need for continuous learning at different professional levels.

Tuesday, December 10, 2019

This is what credit invisibility is and how it works

This is what leistungspunkt invisibility is and how it worksThis is what credit invisibility is and how it worksYouve probably heard of bad credit or good credit, credit scores and credit reports. But have you ever heard of the term credit invisible? Probably not Credit invisibility is when a person has no credit history whatsoever. This means that they have nothing in their history to say that they have good credit or bad credit. Theres just no credit at all. In 2015, theConsumer Finance Protection Bureaufound that 26 million Americans are actually credit invisible.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWhy Does It Matter?Your credit history and credit score determine what you will or wont be approved for. This can affect your ability to get a home loan, a car loan, a student loan, a credit card, etc. I can also influence whether or not someone can get a job or an apartment, since man y employers and landlords now check peoples credit before accepting them. All of ansicht limitations can have a huge negative impact on peoples lives. Becoming credit visible is an important way to open up a world of possibilities.How to Become Credit VisibleGetting approved for credit is a lot like getting a job. You need experience in order to get hired, but you cant get experience without hired chosen first Creditors want you to have a history of credit, but you cant build a history of credit without having been approved for credit first. However, there are ways to prove yourself as a responsible customer even if you dont have the credit history that creditors prefer.Get a Secured Credit CardWhen I first graduated from college, I had never had a credit card, but I knew that I wanted to get one. My parents recommended that I get a secured credit card through their credit union. The card had a very low limit of $500 so that I wouldnt be able to overspend too much. I had to put $500 (lets be honest, my parents gave me the money) in a CD as collateral. This meant that if I maxed out my credit card but wasnt able to pay it back, the bank had the CD to pay themselves with.A secured credit card is helpful for you and your creditor. Youre able to build your credit while also not putting yourself at risk over going way into debt. Your creditor isnt putting itself at too much risk because your limit is low and there is usually collateral for them to pull from.Talk to your bank and see if they offer a secured credit card optionGet Added As An Authorized UserA very easy way to build or improve your credit is to be added as an authorized anwender on someones credit card. This is when someone already has a credit card and they add you as an authorized user on it. In this scenario, you dont even have to have access to the card itself, just the history of that account. That card starts to be reported to credit bureaus under your name, so that you have the benefit of the (h opefully) positive credit history.(TipIf you do get access to the card to spend on it, make sure you only spend what you are able to pay back. You dont want to hurt your relationship with the account holder if you are unable to pay off your portion of the credit card balance.)Of course, you should make sure that you trust the person who is adding you as an authorized user. If you get added and then the account holder misses payments, your credit history will be harmed. Youll want to make sure that the main account holder will make their payments on time and keep their debt to credit ratio low. Otherwise, their negative credit history will become your negative credit history.Have Someone Co-Sign a LoanIf you need to get a loan but you have no credit, you can get someone to co-sign it for you. This tells the creditor that even if you default on a loan, there is someone else who will be responsible for paying it. And really, creditors really just want to make sure that someone will pay them back.Getting a co-signer can also give you better rates on a loan. When the lender sees that there is someone with good credit also responsible for the loan, they are more willing to give lower interest rates. For example, my little sister is exploring refinancing her student loans. The person she spoke to at the bank suggested that my parents co-sign the consolidation loan so that she could get a lower interest rate. Thats not the route she will probably take, but she was surprised that it was an option for her.(NoteThis is a huge commitment for someone to make for you. Youll want to come to an agreement up front with the co-signer. It could even be a written agreement that you come back to later if anything goes wrong. You dont want to put your relationship with the co-signer, or their financial stability, at risk, so make sure that you are able to pay back the loan on your own.)Get Credit for the Rent You PayUnfortunately, if youre being a responsible adult and paying your rent every month, the credit bureaus dont always know it. However, you can sign up for rent-reporting services, such asRental KharmaandRentTrack, that take bills youre already paying and report them to the credit bureaus. This can show lenders and creditors that you have a history of responsibly paying your bills. Its a great way to show that what youre already doing matters and have it show up on your credit report.Of course, there is a fee that is associated with these services. And unfortunately, not all credit bureaus take this into account. But if you want to start building credit, and are unable to do the above options, this is one route to take.If you take one or more of these steps, youll be on your way to credit visibility. Over time, youll even have good creditThis article originally appeared on Maggie Germano.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lesso ns from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Friday, December 6, 2019

Professional Summary Resume Sample Tips & Guide

Professional Summary Resume Sample Tips & Guide Sharding is utilized to scale databases. OurA Sample ResumesA for skilled summary come with each available examples from other job categories that could find any user covered. So resume template should you wish to get the magnificent pictures regarding qualified summary resume sample, click on save link to conserve the pics to your private computer. Offered in various dimensions and other customized designs, the templates are commonly demanded for unique capabilities. Youre going to compose a resume summary which gets many mora interviews. On occasion, you may have to list related and unrelated experience below the exact same heading to steer clear of confusion. Generally, you always need to concentrate on putting your most powerful information first. Your resume will supply the specifics of your professional experience. Once you comprehend the essentials of effective resume composition, you can set them to work for you when you produce your own document. Your professional aspirations directly speak to the value youre able to bring to an employer, and not only immediately, but additionally in the long term. At this time you dont wish to have into a lengthy dissertation describing every position youve ever held, but you do have to at least briefly note the kind and quantity of experience which you have in the particular region of expertise applicable to the job that youre seeking. Professional background representation is imperative to give a fantastic influence on the employers. The Chronicles of Professional Summary Resume Sample You may want to look at a qualifications summary which we outlined in last weeks postbut if only you need to have a summaryhere are a number of examples to help you begin. When it has to do with writing a resume, you might be knowledgeable about the resume objective as the preferred section to start with. 1 A resume summary is a brief, snappy introduction paragraph that delivers a summary of your very best work. Its certainly recommended to include as many of the subsequent examples of information as possible. Using Professional Summary Resume Sample Show profil employers how your specific professional objectives and aspiration can benefit them later on and theyll be much more prepared to supply you with an opportunity to get there. The absolute most efficient summaries target one career objective. To compose a very first class resume you want to make it predominantly results oriented and concentrate on your achievements and contributions during your career. The Ultimate Professional Summary Resume Sample Trick Make certain that you have a great elevator speech before you arrive. Which means you have to find out the way to create the ideal letter that it is possible to deliver to the organization and provide good first effect about yourself. When writing your statement, its important to take into consideration where youre in your pro fessional progression.Nonetheless, there are 3 primary elements that each thriving personal resume statement should incorporate. Furthermore, have a look at the subsequent additional blurbs you may want to improve the conclusion of your professional overview to further clarify your intent and value. Knowing the appropriate format is a significant portion of understanding how to compose a finance resume summary statement. Youre in a position to gain from your value proposition thats distinctive to win. If searching for work appears to be a full-time job, youre probably on the correct track. Without such a section, the prospective hiring manager may be left wondering why he or shes reading your resume in any respect. Locate the ones the business uses (or would like to use). After that, go on to construct your own warehouse associate resume so youre able to find the job and begin working Additionally, its simple to find experience fast for nearly every job. Whether you get the work largely depends on in the veranstaltung that you satisfy all the required set by the employer and the state you reside in. Irrespective of whether youre on the lookout for an entry level job or larger career advancement, you most likely already understand how important your resume can be in your search to discover the ideal job. Scan the work description. The point is to organize all of the info in a manner that immediately captures the readers attention, to make sure that the whole summary becomes reviewed. A career objective is a huge way to begin a resume for some individuals, but might not qualify as the best means for you. The very first thing that you want to do is go back and take a look at the job that youre applying for and determine your intended audience. If youre attempting to create an outstanding bartending resume, have a look at the sample bartender resume below to provide you with some ideas about what to write in addition to how to compose your own. Whe n you first graduated from school or started searching for work, it is likely that someone advised you to incorporate an objective statement near the top of your resume. The right resume summary can let you avoid that fate and boost your probability of getting that job you desire A resume summary is a fast method of obtaining a recruiters interest. Writing a strong and compelling resume summary can dramatically increase your odds of being called in for in interview, so its vitally important you know how to make yours stand out from the crowd. A Secret Weapon for Professional Summary Resume Sample On the flip side, the moment the work applicant has strong experience, there isnt any need to require the academic training any longer and it doesnt need to get mentioned. Despite no experience, you leise ought to show experience. There are methods to work around a deficiency of experience, just because there are means to work around a scarcity of relevant education. Demonstrating yo u have work experience is essential, even supposing it isnt directly linked to your objectives. The Good, the Bad and Professional Summary Resume Sample Perhaps you wont utilize words like gain a competitive edge or boost revenue in your statement. Each has great examples so that you can write the ideal bullet points. Based on who you ask and the way youre using it, summary statements can be an entire waste of space or an overall game changer. Before sending, dont forget to review your document in the new format to make certain it appears the direction you would like it to.

Sunday, December 1, 2019

Why the Gap Between Rich Poor Is Widening

Why the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The eu-agrarpolitik between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income eu-agrarpolitik belastung week, we heard yur requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into ur daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technolog y now performs some of the functions that once went to low-skill workers. Furthermora, technological changes like improved computer and telecommunications systems have enabled mora U.S. companies to send jobs to countries with lower labor costs. With mora workers competing for fewer jobs, wages for low-skill occupations dropped. At the saatkorn time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of ansicht workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax satz structure, according to a sepatarif, recently releasedanalysis by the Congressional Research Service. The average federal income tax tarif for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep mora of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate welches 28 percent before that). At the saatkorn time, those at the very top of the scale are making a higher percentage of their inco me from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Ca re? If behauptung factors help explain how the income gap got where it is today, they do elend answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com vorwort staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers ur Future End This wirtschaftskrise Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Wideni ng Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like imp roved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep m ore of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlie r. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more work ers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, ma y also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household w ould increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich an d the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax poli cy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy Th e Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wag es of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of inc ome at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soa ring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Cri sis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts w ill. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separa te, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrote chnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-pict ure effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income scale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has be en falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their income from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Care? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends W hy the Gap Between Rich Poor Is WideningWhy the Gap Between Rich Poor Is Widening Search Why the Gap Between Rich Poor Is Widening Share this articleTwitterLinkedinFacebookemailAn Inside Look at Why the Rich Get Richer the Poor Stay PutWhy the Rich Get Richer the Poor Struggle Numbers released by the U.S. Census Bureau earlier this month confirm what many have known for a long time The gap between the rich and the poor in this country is growing ever wider. And while we examined the numbers behind the income gap last week, we heard your requests for an actual explanation of why it exists loud and clear. So while the numbers dont tell us why income inequality continues to climb, the experts will. Technology The Double-Edged Sword Just as technology has worked its way into our daily work lives, it has also had a significant big-picture effect on employment, according to a March 2012 report from thenonpartisan Congressional Research Service. On the bottom end of the income s cale, technology now performs some of the functions that once went to low-skill workers. Furthermore, technological changes like improved computer and telecommunications systems have enabled more U.S. companies to send jobs to countries with lower labor costs. With more workers competing for fewer jobs, wages for low-skill occupations dropped. At the same time, technology has been a boon for some higher earners. In fields such as engineering and law, technology serves as a complement to high-skilled workers, which has raised demand for and the relative wages of these workers, the report concludes. Current Tax Rates Favor the Rich Then theres the current tax rate structure, according to a separate, recently releasedanalysis by the Congressional Research Service. The average federal income tax rate for the highest-income taxpayers has been falling steadily for the past 60 years, according to the report. Most recently, the so-called Bush tax cuts enacted in 2001 and 2003 lowered the top marginal tax rate from 36.9 percent to 35 percent. The natural effect of lower tax rates is that the wealthiest get to keep more of their income, which tends to widen the gap between rich and poor, according to the CRS analysis. Lower tax rates, the report suggests, may also act as an incentive for top earners to negotiate even higher compensation the lower the tax rate, the more of each additional dollar the worker gets to keep. Indeed, the report concludes, the top tax rate reductions appear to be associated with the increasing concentration of income at the top of the income distribution.Capital Gains The Bush tax cuts also lowered taxes on capital gains the profits realized when assets, such as stocks or real estate, are sold. At least until the end of 2012, the top capital gains rate is 15 percent, down from 20 percent in the 1990s (the rate was 28 percent before that). At the same time, those at the very top of the scale are making a higher percentage of their incom e from capital gains in 2006, the top 1 percent made 38 percent if their money from capital gains, up from 31 percent 10 years earlier. And when higher capital gains incomes combine with lower tax rates on that money, it makes mathematical sense that the richest household would increase their earnings faster than those lower down the scale.Shifting Social Norms Though harder to quantify than technology and tax policy, shifting social norms may also play a role in the growing income gap, say some economists. Society, as a whole, is simply less aghast at soaring salaries than it once was. Outlining this theory in a 2002 New York Times column, Paul Krugman explained that after the New Deal and World War II, the national mindset tended towards equality of pay and more humble, community-oriented executives. Somewhere around the 1970s, however, those norms simply began to unravel, creating greater social acceptance for the sky-high executive compensation we see today. But Why Do We Car e? If these factors help explain how the income gap got where it is today, they do not answer a perhaps even more important question Why does it matter? Register your own thoughts below, and come back next week for answers from readers and experts alike. Recommended Reading Thank you for reading. As an added bonus, the Salary.com editorial staff has compiled a recommended reading list regarding this topic. Enjoy The Price of InequalityHow Todays Divided Society Endangers Our Future End This Depression Now The Great DivergenceAmericas Growing Inequality Crisis What We Can Do About It The Betrayal of the American Dream Related Salary.com Content Cracking the Dress Code Dilemma Dream Job Pyrotechnician 7 Signs Your Employees Hate You From our trusted Partners From our trusted Partners Home Articles Trends Why the Gap Between Rich Poor Is Widening

Tuesday, November 26, 2019

Learn How to Become a Playboy Model

Learn How to Become a Playboy ModelLearn How to Become a Playboy ModelHave you always dreamed of modeling for Playboy? Well, if youre sexy, comfortable in your own skin (that goes without saying), and possess a certain girl-next-door appeal, then you might have what it takes Heres what you need to know to land yourself in the pages of Playboy. How Old You Have to Be to Pose for Playboy In most states, you must be 18 or over. The exceptions are Alabama, Delaware, and Nebraska (19 or over) and Mississippi and Puerto Rico (21 or over). When you submit an online application, youll be asked to upload a photo of your current ID, such as your drivers license, a government-issued state ID, or passport, to prove youre of age. Theres no upper age limit when it comes to posing for Playboy. That said, the average age of a Playmate of the Year is around 24 years, and only two women have ever become Playmate of the Year in their 30s. How to Become Part of the Playboy Universe There are two ways for women to become Playboy models Casting calls and online photo submissions. Casting Calls Playboy regularly holds open casting calls in major US cities. These events give Playboy scouts and photographers a chance to interact with the models and get a real sense of their personalities (photos can only do so much). All you have to do is register online and show up for the call in the city of your choice. Once there, youll have 1520 minutes to show off your potential. Remember to bring your ID and arrive looking your best (hair/makeup ready with a bikini/lingerie and heels), and be prepared to do an on-camera interview and pose for nude photographs. You should also be aware that Playboy TV is often on set to film behind the scenes of the casting Online Photo Submission If you cant attend a casting or are mora comfortable submitting your photos online, then head over to the Playboy website and fill out their online application. Youll need A variety of photos, including one head-and-shoulders shot plus four to six nude full-figure body shots (front and back views). You dont need to go out and get professional photos taken, but Playboy does expect them to be in focus and of relatively good qualityYour physical measurements and details, including your height, weight, bust, waist, hips, hair color, and ethnic backgroundA copy of your photo ID If youre accepted for consideration, you can expect to hear back within four to six weeks. Signing a Contract If Youre Chosen All Playboy models, whether theyre Playmates or otherwise, must sign contracts. The Playmate contracts are the most binding because of the high earnings and the required obligations, while models other than Playmates have more basic work-for-hire contracts. What a Playmate Is A Playmate is a Playboy centerfold model. The magazine features a different Playmate each month, and at the end of the year, one of the twelve Playmates of the Month is named Playmate of the Year. How Much Playmates Earn Playmates of the Month earn $25,000 for appearing in the magazine. Playmates of the Year are paid an additional $100,000 plus additional gifts (such as a car or a motorcycle). Most Playmates also have the opportunity to earn extra money through personal appearances and other modeling assignments as arranged by Playboy. If Youre Not Chosen Playboy castings are incredibly competitive, so try not to be too hard on yourself if youre not selected to be a Playmate. You can always try again, or else explore the many other modeling divisions within the Playboy universe, such Playboy Special Editions, Playboy Miss Social(non-nude),Cyber Girls, Playboy Golf, etc. Applicants are automatically reviewed for their potential to qualify for other Playboy-branded modeling and promotional opportunities, so theres still a chance you could be a Playboy model.

Thursday, November 21, 2019

How to make a career change, as told by people who did it

How to make a career change, as told by people who did itHow to make a career change, as told by people who did itIt happens to the best of us We identify a dream job, pick a relevant major, apply and network like crazy, finally land on the path to that dream job, work tirelesslyonly to realize the dream job wasnt such a dream after all.Career regret is real. Maybe youve felt fleeting pangs of it, or maybe youre 100 percent certain yur current job or industry is just not right for you. The good news? People can and do switch career paths every day. And aya, it can be a challenging, scary move to make, but it just might lead you to ultimate job satisfaction.Thinking of making a change? We spoke with women who have successfully pivoted in their own careers and asked them to share their best pieces of advice. Theres some seriously inspiring stuff here, and their advice just might help you finally make that leap.Liz Funk, 29When I was in my twenties, I was a absatzwirtschaft manager I was originally on staff at a few different organizations, and then I went freelance as a marketing strategist. Ugh. I hated it, said Funk, who co-founded a sustainable fashion startup calledAnd We Evolve. I have one main piece of advice for potential career changers. Before you do anything else in your life, figure out whats currently working. You have supportive friends, you like your book club, you like yoga, you like meditating, youre super organized - whatever it is thats currently going well in your life, youll want to lean into that when you start to make changes.Maggie Germano, 30Remember that its never too late to make a change. Just because youve been in one line of work doesnt mean you have to do that forever, Germano, who left a career in the nonprofit sector to become afinancial coach for women, said. If you realize that you have a new career dream, you have every right to go after it it doesnt matter if it wasnt in your original life plan. So go for it Find out what yo u need to do to make your career pivot a reality. Do you have to get a new certification or go back to school? Create a plan to make that happen. And make sure to get support along the way. Reach out to other women who have made career changes and ask for their advice. Confide in your loved ones if youre scared. Self-doubt and fear are normal, but dont let them hold you back from going after what you really want.Anjali Pradhan, 38Its okay to be afraid, but do it anyway. My proudest career moments have been as a result of doing something that scared me. Whether it was asking for a promotion, a raise, or now starting my own geschftliches miteinander, these were the actions that brought career advancement. Safe is rarely fruitful, said Pradhan, who was laid off from her banking job before she decided to foundher own company.Find your tribe. Surround yourself with people who share your passion, even if its not directly related to your job. You never know what will come from these people . They might have a project that needs your skillset. Or they might introduce you to someone else who might help propel your career. This network will also feed your soul and replenish your career energy. Also, know that no one ever succeeded on their own. Dont be afraid to ask for help. And dont forget to give back to your network.Nicole Faith, 26Dont ask everyone for their advice Or if you do, take it with a grain of salt. Its natural to want our friends and family to support us, but sometimes they cant see how your proposed change makes sense. You need to be comfortable with your decision, and asking other people what they think can cloud your judgment and make you doubt yourself, said Faith, who left her job at a tech company to found10 Carat Creations. Find a bridge between your past and your future, if possible. Some career changes seem very abrupt, but if you can weave all of your experience together then you look even better. This is helpful when discussing your new career w ith people who know you a certain way. For example, I never took a class on entrepreneurship, yet I was able to cultivate a career out of my past writing, design, and business experience. Remember, your job doesnt define you While your professional identity might change, your fundamental identity wont. Youre still you.Meredith Castin, 39Line up as many informational interviews as possible, shadow as many people on the job as possible, and do lots of homework on the health of the new industry being considered. An emerging industry thats currently booming might turn out to be a fad, while other industries will remain viable options for the long term, said Castin,a physical-therapist-turned-writer. Do some research to discover whether salaries are stagnating or increasing, and line up informational interviews with actual industry employees to ask them about the good, the bad, and the ugly of their work.Lastly, dont trust those articles you see - you know, the ones saying that this car eer or that career is the happiest or most stable, Castin continued. Those articles are written by writers, not actual employees of a given industry, and they often dont reflect the current market trends or feelings of actual employees. Do real digging before you make the plunge. Talk to real people doing the job you think you want in the industry youre considering. Only after doing your grassroots homework should you make the move.Christina Nicholson, 34If youre interested in a career change, you need to prepared to spend two things time and money, said Nicholson, a former TV reporter/anchor who nowowns a PR agency. When I started my business, I wasnt making money, so I worked 14 hours a day. I soaked up all the free resources I could to learn how to do what I needed to do to be successful. It helped me earn a little bit of money. It wasnt enough to support my lifestyle and invest in my business at the same time, so I took out a loan to invest in my business. When I invested in pe ople to help take me and my business to the next level, I earned more money. When you have more money, you can buy time by building a team. Then, its like snowball effect.Im shocked at the number of people who want to change a career or start a business and they arent willing to invest time or money, she added. Its a must. Decide what you want to do then do what needs to be done to get there. If it were easy, everyone would do it. Its not easy.Laura Arndt, 33My best advice for women looking to make a career change is dont be afraid to access everyone in your network All too often women are afraid of asking for help, but Ive found people Ive met and worked with through the years are more than happy to share their guidance, resources and mentor me through the new challenges I face. In fact, many of my past clients from my personal training business have become current business partners in my technology company and are happy to work with someone they know and trust said Arndt, CEO ofMa triarc, a health and wellness app for moms.Rebecca Viner, 26I strongly believe that as women we need to listen to ourselves more. Its easy to listen to and watch others or do what we feel we should be doing (especially with social media influencing us), but if we take a step back and embrace our truth, we will find more clarity in what we really want. Journaling and meditation are great ways to make those honest decisions and feel more connected to what we are telling ourselves, especially when it comes to changing our career, said Viner, who left a job as a special needs teaching assistant to found her business,Sparked Passion.I didnt have a plan or any savings when I made my career change, Viner added. I just knew it was up to me to make this change I needed for my mental health and to follow my career calling but it wasnt the ideal situation. Prioritizing self-care and mindfulness helped me to trust my intuition, feel more confident in my choices and be purposeful in my work and life.Margo Aaron, 31My advice to other young women looking to make a career change is Dont let lack of credentials hold you back. There are always going to be people smarter than you and more qualified. Focus on what you do have,Aaron, who transitioned from academia to marketing to entrepreneurship, advised. Make a case for yourself as to why you should be hired and dont be afraid of being wrong. Its not your job to disqualify yourself from opportunities throw your hat in the ring, even if youre not qualified. Often what companies are really looking for is different from whats listed on that job listing.Priyanka Prakash, 31When trying to change careers, the best you can do is highlight transferable skill sets and use them as leverage to transition into your new industry. Think about what skills your dream career requires, and highlight any and all experiences you have had with building those skills, Prakash said. Thats what it takes to get a hiring manager to take a chance on you, even if youre fresh to the industry. For example, I started out my career as a lawyer and while I didnt like the day-to-day of my job, one thing I did like about the legal profession was the amount of writing I was able to do. I developed strong writing skills and was able to highlight those experiences in my resume. This helped me land a full-time role as an editor and now as a writer at financial technology startupFundera. I love what I do now.Erin Stripe, 33A career change can sometimes like a step backward. Know what you are and arent willing to compromise on when it comes to compensation, hours, environment, responsibilities, learning opportunities etc. before you start your search. Changing industry does not mean you check past experience at the door. Be confident, said Stripe, who transitioned from a career in luxury sales to a role ata 3D printing and laser company. Starting a new career does not necessarily mean starting over with school. Experience and soft skills are tran sferable, especially in business, sales, marketing and tech sectors. Do your research and assess your experience and skills first.Stripe provided a few alternative resources for people looking to switch careers. Check out online tutorials (free through public libraries), industry specific-meet-ups and networking events, she said. Reach out to people who work in the role you are considering. Ask them for advice, and what their day-to-day is like. These are great ways to see if you like the industry before making a change while building a picture of the qualifications you need to make the big moveThis article was originally published on TheEverygirl.com.

23 Companies You Should Apply to Today

23 Companies You Should Apply to Today 23 Companies You Should Apply to Today Difficulty paying attention. A lack of motivation. Daydreaming about what life might be like at a different job. These are all signs that it’s time to shake things up in your career - and that you might be happier somewhere else. If you find yourself suffering from any of these symptoms (or if you’re just curious about what else is out there), it’s time to start investigating your options. The job search can be intimidating, though. With so many options out there, where do you start? No need to worry. This time, we’ve done the heavy lifting. We’ve rounded up a list of 23 companies that are hiring now in a big way, along with what makes them so unique, straight from current and former employees’ reviews. Check them out and apply below! What They Do: “U.S. Bancorp (NYSE: USB) is a diversified financial services holding company and parent company of U.S. Bank, the nation’s fifth largest commercial bank.” Where Hiring: Schaumburg, IL; Owensboro, KY; Scottsdale, AZ; Bismarck, ND; Edison, NJ; Pacifica, CA and many more Why You Should Apply: “Great benefits, a lot of opportunity for growth development and promotions. Great training and learning opportunity. You learn a lot about the banking industry and various financial products that later help you in your personal life.” - Former Teller What They Do: “Our beautiful cloud-based accounting software connects people with the right numbers anytime, anywhere, on any device. For accountants and bookkeepers, Xero helps build a trusted relationship with small business clients through online collaboration.” Where Hiring: San Francisco, CA; Denver, CO; Melbourne, Australia; Wellington, New Zealand; Auckland, New Zealand; Milton Keynes, England and more Why You Should Apply: “Lots of personal and professional development opportunities, lots of diverse social groups (sports, yoga, gaming, knitting… Yes, knitting). We also have a lot of support for flexible working arrangements and specific drives to have an inclusive and diverse work place.” - Current Tech Group Lead What They Do: “Lowe’s Companies, Inc. (NYSE: LOW) is a FORTUNE ® 50 home improvement company serving more than 17 million customers a week in the United States, Canada and Mexico.” Where Hiring: San Bruno, CA; Cincinnati, OH; Mooresville, NC; Metairie, LA; Wilkes-Barre, PA; Ozark, MO; Chandler, AZ and many more Why You Should Apply: “Great company, good benefits, employee oriented, great starting pay for sales floor associates with no experience, flexible with schedule, reliable open door program.” - Former Support Manager What They Do: “Founded in 1912, we are a global leader in property and casualty insurance, focused on protecting and preserving the lives and dreams of customers in more than 30 countries.” Where Hiring: Portland, OR; Boston, MA; Troy, MI; New Providence, NJ; Lawrenceville, GA; Las Vegas, NV and many more Why You Should Apply: “The environment is collaborative and the pay is competitive. There are also more and more global opportunities as Liberty continues to expand worldwide. Senior Leadership seems to really care for their employees, soliciting feedback in an effort to improve the employee experience.” - Current Compensation Consultant What They Do: “Leading in 12 of 18 markets, Cisco is building teams around the globe â€" expanding our technology solutions in the Mobile, Cloud, Security, IT, and Big Data spaces, including Software, Sales, and Consulting Services.” Where Hiring: San Jose, CA; Boxborough, MA; Alpharetta, GA; Prague, Czech Republic; Kraków, Poland; Tokyo, Japan; Bengaluru, India; North Carolina (various) and many more Why You Should Apply: “Cisco is a great company, it empowers and give employees the freedom to deliver to their full potential. It is a company that is constantly looking for excellence. It is a great diverse place. As Hispanic/Latino, I feel my unique values are not only welcome but even encouraged[…] As a large and successful corporation, benefits are very good and employees are given the necessary resources to succeed. We work on the newest technologies, with modern processes that help Cisco (and us as employees) to stay ahead of the curve!” - Current Senior Manager, Product Management What They Do: “Innovative business ideas, strong product lines and the lowest prices are just the start at Walmart. But our best assets are our associates.” Where Hiring: Bentonville, AR; Bedford, PA; Orlando, FL; Fort Wayne, IN; Las Cruces, NM; North Platte, NE and many more Why You Should Apply: “Pros: Every shift goes by fast as long as you stay busy and there’s ALWAYS stuff to stay busy with. Two 15 breaks, 1 hour lunch. Pays more than any other entry level retail positions in my city + annual performance based raises. If you’re a good worker, you won’t have to worry about getting hours cut ever.” - Former Employee What They Do: “At GameChanger, our mission is to provide the essentials for coaches, kids and families to come together by offering developmental insights and resources, increasing engagement and making the games come to life.” Why You Should Apply: “Ted and Kiril are not only great leaders, but incredibly caring individuals as well. Both go above and beyond in terms of taking care of their employees. Culture is very energetic and fun â€" tons of events, some organized by the company, some not. It’s also a fun product to work on/with as well.” - Former Employee What They Do: “Procore Technologies provides cloud-based construction management software to clients across the globe.” Where Hiring: Carpinteria, CA;  Austin, TX; Los Angeles, CA; New York, NY; Portland, OR and more Why You Should Apply: “CULTURE, CULTURE, CULTURE. This company values it’s employees like no other. It’s apparent from the moment I interviewed. the benefits are great, but the way they make you feel, like the sky is the limit and how all ideas and thoughts are considered. The president came in on day one and made a great anecdote. I’m paraphrasing here, but it went to the tune of there are many ways to do almost anything, and usually a best way to do anything, but it takes the trial and error of trying all the ways to find the best way and Procore is not afraid to try all the different ways to find the best.” - Current Customer Support Representative What They Do: “General Dynamics Information Technology provides information technology (IT), systems engineering, professional services and simulation and training to customers in the defense, federal civilian government, health, homeland security, intelligence, state and local government and commercial sectors.” Where Hiring: Herndon, VA; Fayetteville, NC; Fort Sam Houston, TX; Aurora, CO; San Diego, CA; Crane, IN and many more Why You Should Apply: “Good pay, with bonuses. Works to place talent in contract slots and retain them. Will go to bat with Government Leads when they are doing something wrong. Work to place workers in other positions/sites when contracts end.” - Current Senior Systems Architect What They Do: “General Dynamics Mission Systems is a business unit of General Dynamics, the global aerospace and defense company. We are a leading provider of mission critical C4ISR systems across the land, sea, air, space and cyber domains.” Where Hiring: Taunton, MA; Scottsdale, AZ; Bloomington, MN; Colorado Springs, CO; Huntsville, AL; Torrance, CA and many more Why You Should Apply: “Great People & Business Focus! One of the best flexible schedules around. Innovative, leading edge work. Amazing teammates who are dedicated, über smart and fun to be around. Free gourmet coffee on top of all this!” - Current Senior Manager What They Do: “ We invented the first blue jean. And we reinvented khaki pants. We pioneered labor and environmental guidelines for our manufacturing partners. And we work to build sustainability into everything we do.” Where Hiring: San Francisco, CA; Merrimack, NH; Shanghai, China; Orlando, FL;  Woodburn, OR; Kolkata, India; Las Vegas, NV and many more Why You Should Apply: “401k plan for sales associates. Lax Environment. Fairly good discount. Free item at the end of month if made to plan.” - Current Stylist What They Do: “At P&G, we produce globally recognized brands, and we grow and embrace the best business leaders in the industry. For more than 175 years, we have been innovating to touch and improve consumers’ lives.” Where Hiring: Cincinnati, OH;  Singapore; Boston, MA; Minneapolis, MN; Buenos Aires, Argentina; Fayetteville, AR and many more Why You Should Apply: “Intelligent co-workers. Work from home opportunities. Plenty of internal training opportunities for self improvement. Global reach. Very affordable cost of living in the greater Cincinnati area.” - Current Anonymous Employee What They Do: “Restoration Hardware is a luxury brand in the home furnishings marketplace offering furniture, lighting, textiles, bathware, décor, outdoor and garden, as well as baby & child products.” Where Hiring: Corte Madera, CA; Chicago, IL; Columbus, OH; Denver, CO; Dedham, MA; Portland, OR; Nashville, TN and more Why You Should Apply: “The company has values that lead the way they operate. The company is constantly innovating and is a leader in the design field, changing the way retail is perceived. Restoration Hardware is now aiming to become the worlds leading design firm and is well on its way.” - Current Assistant Gallery Leader What They Do: “AppDynamics is the Application Intelligence company. With AppDynamics, enterprises have real-time insights into application performance, user performance and business performance so they can move faster in an increasingly sophisticated, software-driven world.” Where Hiring: San Francisco, CA; Paris, France; New York, NY; Dallas, TX; Bracknell, England and more Why You Should Apply: “Pros: Highest paying career to date with uncapped commissions and achievable accelerators. Heavy INTERNAL promotion opportunities. Proven results driven sales process. Highly competitive work environment with leadership fighting with you in the trenches. Monday breakfast and Wednesday lunch provided (along with a kitchen full of snacks and drinks).” - Current Inside Sales Representative What They Do: “General Motors (NYSE: GM, TSX: GMM) is a globally renowned mobility technology company with roots tracing back to 1908. Today, with 215,000+ employees spread across 396 facilities in more than 100 countries around the globe, GM offers exciting careers designing, engineering and building some of the world’s most advanced vehicles and personal mobility solutions.” Where Hiring: Oshawa, Ontario; Warren, MI; Markham, Ontario; Detroit, MI; Milford, MI; Austin, TX and more Why You Should Apply: “Great benefits and competitive pay. Lots of people all working towards the same goals. Good support from the management, even up to the director level, when discussing problems and solutions at work, or even just career opportunities. You can often park right next to the building you work in, so no long walks or waiting for shuttles in a lot of cases.” - Current Software Developer What They Do: “Northrop Grumman is a leading global security company providing innovative systems, products and solutions in unmanned systems, cybersecurity, C4ISR, and logistics and modernization to government and commercial customers worldwide.” Where Hiring: Fort Meade, MD; Aurora, CO; Fairfax, VA; Huntsville, AL; Redondo Beach, CA; Oklahoma City, OK and more Why You Should Apply: “Everyone is very friendly and professional. Good mix of age groups so you can learn from older people and make friends with ones your own age. The gym has some of the nicest showers I’ve ever seen, better than my apartments. Great program and career [opportunities]. Work a 9/80 schedule so you get every other Friday off.” - Current Professional Development Program Employee What They Do: “Jet’s mission is to become the smartest way to shop and save on pretty much anything. Combining a revolutionary pricing engine, a world-class technology and fulfillment platform, and incredible customer service, we’ve set out to create a new kind of e-commerce.” Where Hiring: Hoboken, NJ; New York, NY; Sparks, NV; Gardner, KS; Dublin, Ireland and more Why You Should Apply: “I work with the most amazing people in the world. Great pay, great schedule, management is involved and truly cares for the employees. Free snacks, amazing building, games and more. You can be yourself and casual dress. It’s like going to my other family and I truly care about making a difference at jet.” - Current Partner Operations West Employee What They Do: “Citi’s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.” Where Hiring: New York, NY; Tampa, FL; Irving, TX; Warsaw, Poland; New Castle, DE;  Budapest, Hungary and many more Why You Should Apply: “Citi offers really great benefits and has some of the smartest and most diverse people working for them. The diversity is really incredible, and they are very supportive in many ways.” - Current Employee What They Do: “We believe everyone should be able to participate and thrive in the economy. So we’re building tools that make commerce easier and more accessible to all.” Where Hiring: San Francisco, CA; Atlanta, GA; St. Louis, MO; New York, NY; Toronto, Canada and more Why You Should Apply: “Square is an amazing place to learn and grow. The speed of change sparks affords new opportunities on a very regular basis. Even as the company has grown and gone public, the culture is still very horizontal and executives and higher level managers are still very approachable and open to new ideas. Perks are great â€" flexible vacation policy, good food in the office, plenty of snacks, coffee bar, and a beautiful office.” - Current Business Operations Manager What They Do: “We help customers realize their hopes and dreams by providing the best products and services to protect them from life’s uncertainties and prepare them for the future.” Where Hiring: Northbrook, IL; Atlanta, GA; Charlotte, NC; Why You Should Apply: “Pros: Commitment to inclusive diversity. Company tries to be innovative to trump competition. Tons of emphasis on career development and skill building. Pension and solid benefit package.” - Current Project Management Analyst What They Do: “The Johnson & Johnson Family of Companies is the world’s most broadly based healthcare business. It’s made up of more than 275 companies in over 60 countries. Altogether, Johnson & Johnson employees help the company touch over a billion lives every day.” Where Hiring: New Brunswick, NJ; Spring House, PA; So José dos Campos, Brazil; Athens, GA; Raynham, MA; Wokingham, England and many more Why You Should Apply: “Johnson & Johnson manages every level of the company through a core set of values they call the credo. It may sound hokey, but it is so refreshing to work for a company that takes their values so seriously and lives into them in every business decision, large and small.” - Current IT Lead What They Do: “The Home Depot ® is the world’s largest home improvement specialty retailer, with more than 2,200 retail stores in the United States (including Puerto Rico and the U.S. Virgin Islands), Canada, Mexico and China.” Where Hiring: Vancouver, WA; Jacksonville, FL; Atlanta, GA; Austin, TX; Southfield, MI and more Why You Should Apply: “The Home Depot has a solid moral compass. They aren’t about sacrificing their ethics for the sake of a sale, which I love. They also hire a diverse group of people and give a lot back to the community. They offer a lot of benefits and little treats for their employees. Although they push their associates to meet quota, they’re realistic about what can and can’t be accomplished.” - Current Merchandising Execution Associate What They Do: “Apple revolutionized personal technology with the introduction of the Macintosh in 1984. Today, Apple leads the world in innovation with iPhone, iPad, the Mac and Apple Watch. Apple’s three software platforms - iOS, OS X and watchOS - provide seamless experiences across all Apple devices and empower people with breakthrough services including the App Store, Apple Music, Apple Pay and iCloud.” Where Hiring: Cupertino, CA; Indianapolis, IN; Herzliya, Israel; Santa Clara, CA; County Cork, Ireland and many more Why You Should Apply: “Working at Apple means that the things you work on get into the hands of hundreds of millions of people, literally. It’s a lot of pressure to get things right and drives one to do the best work of their lives. 2+ years later I’m still blown away by the talent and creativity of people I work with.” - Current Software Engineer IV